Junk mail. Piles of it. In your mailbox, every day. You don't want it. Most of the time, you didn't ask for it. But when it arrives, you have to "do" something with it: Shred it. Trash it. Recycle it.You'll probably never eliminate "all" the mail you don't want. But with a little effort, you can remove your name from enough mailing lists and databases to cut down some of the clutter.We've rounded up some of the best tips for opting out of the direct-mail deluge. Follow these steps and you're bound to lessen your mail carrier's load.Remember: You won't see results right away, because a lot of direct mail is prepared and addressed in advance. So wait at least two or three months before you throw up your hands in disgust.It's a painstaking process -- but so is handling all that junk mail, right?Credit card offersIf you're not shopping for a new credit card, opt out of those pre-approved offers.

The Saltire flies high, despite Brown's flag-waving plans

SCOTLAND will be exempt from Gordon Brown's plans to fly the Union flag from every public building, it was confirmed yesterday.

Harte-Hanks Launches New Web Platform www.citdb.com to Make Tech Contacts Easily Available to Emerging Marketers

Harte-Hanks, Inc. (NYSE: HHS), a worldwide direct and targeted marketing company, announced today the release of an e-commerce platform designed to provide small and emerging technology marketers and sellers easy access to technology contacts across North America, Europe and South America. The new site, http://www.citdb.com, allows technology companies with small marketing budgets to search and select contacts from the Harte-Hanks Ci Technology Database (CiTDB), a source of rich installed technology content from 700,000 business sites on three continents.

CiTDB.com users can focus their search on a very specific geographical area or market sector, and rent a list of contacts they want, entirely online by credit card. The data made available are name, company, mailing address and telephone number based on the user's query, but without the location's technology profile information that is only associated with a full CiTDB subscription.

NextMark Awarded Patent for Its System for Generating Highly Responsive Mailing Lists

NextMark, Inc., a leading provider of tools and resources to buy mailing lists, sell mailing lists, and learn about mailing lists, announced today it has been awarded a patent for a new mailing list selection technique it has invented. The United States Patent and Trademark Office has issued NextMark patent number 7,246,077 for its Systems and Methods for Generating Highly Responsive Mailing Lists. .

Spam nuisance 'can be combated'

Consumers are becoming increasingly angry about rampant SMS and email spam, but what they do not know is that the law is on their side and that there are ways to stop and even prosecute persistent spammers. This was the message from Cape Town-based privacy lawyer Brendan Hughes, of Michalson and Associates, in a presentation on data privacy legislation to Durban businesses last week. Hughes, a member of the appeals panel that adjudicates complaints for the Wireless Application Service Providers' Association (Waspa), said that direct marketing using consumers' personal information was "big business". However, Hughes said businesses that continued to send marketing material or spam to consumers who had asked to be removed from mailing lists could be criminally prosecuted under Section 45 of the Electronic Communications and Transactions Act of 2002.

Innovation as Organization Culture - community blog from Yuvaraj Anandan

As I gear up to participant an Innovation forum- I spent very brief time to collect my thought about the topic which we are going to discuss: Creating a organization culture to encourage Innovation especially in Financial Service Industry.Any successful Organization or Leader will understand and acknowledge that the Innovation is a key drive for business growth. Only by continuously innovation-- new markets, products, services, higher business can be achieved. So It’s important to seed culture to innovate at all levels of organization— Innovations on Strategy/Vision, Procedures/Processes, etc… and senior management should lead this effort by supporting Investments, Empowering employees driving innovations and by setting up cross-functional teams mapping innovation, etc…Organization has to attract people to share vision, values and enabling them to thrive on performance.

AlphaGraphics seeks investors to open stores in EP

Salt Lake City-based franchising company AlphaGraphics is in the midst of a major expansion effort and has its sights set on El Paso.

The company, which provides marketing and visual communications solutions for small- and medium-sized businesses, plans to open its first El Paso location in the next six months to a year, said Art Coley, senior director of franchise development.

The company hopes to have three to four El Paso stores, all of which will be franchises, within three years, he added.

"The shortest and simplest way (to describe us) is we are a solution provider," Coley said. "We provide marketing and visual communications for small- and medium-sized businesses. What does that mean? Everything from Web sites, e-mail campaigns, direct mailing, printing services for business cards and letterheads.

Watch List (July 15-21): More Aggressive Loans, More Defaults

In this week's issue we report: that commercial loan defaults should start increasing soon; that the outlook for subprime backed bonds has also turned decidedly negative; and update you on the mounting cost of the alleged fraudulent Penland project in North Carolina and the forced bankruptcy of an office campus owner in Philadelphia. Plus we give you news you'll find only here and the latest facility closures, mass layoffs and properties on The Watch List. Office Loan Defaults Likely To Rise Loan defaults for U.S. CMBS are likely to begin ticking up as deals issued over the last few years contain larger concentrations of interest-only (IO) loans and loans with a higher amount of debt, according to the latest CMBS loan default study by Fitch Ratings. Though CMBS loan defaults fell 15% by balance last year to $1.57 billion, cumulative CMBS loan defaults increased to $13 billion (3.29% of Fitch's default study universe).